Downsize Your House But Not Your Memories

Is your home a huge money drain? Maybe you need to downsize your house and increase time and money spent on building memories.

I take care of all the finances for my household. For the most part, that means allocating or deciding, what to spend our disposable income on.

Who doesn’t like to spend money or at least window shop for new things? It’s fun. It’s exciting. It can also be time-consuming if you are like me and have to find the best deal out there.

But just because you can buy something, should you?

I’ve decided that I don’t need any more “stuff”. What I feel I’m missing most are memories, not another TV, car or gadget. So I’ve set myself up on a journey to de-clutter my house, my life and my mind of unnecessary things.

Whether you realize it or not, all of your things carry with them responsibilities and that weighs you down and prevents you from creating new experiences.

My husband will retire in a few years and I want us to be ready to truly embrace life and not be worried about money or possessions.

So I’ve made a list, my bucket list, for the next year on how to downsize our lives.

Is your home a huge money drain? Maybe you need to downsize your house and increase time and money spent on building memories.


1. Have Only One Car

Since I have stopped working, the need for 2 cars evaporated and we have already downsized to one. But I must admit it’s hard. When my husband is at work, I am stuck at home. Many times in this past year I have gone car shopping. Thank goodness I didn’t go through with the purchase. Another car just means more money spent on car payments, gas, insurance and repairs. I do not want to get bogged down by more debt. I probably would do more shopping if I had another car too! Lol My goal is to learn to adapt to owning only one car.

2. Downsize House

By next year this time, I hope to be in a smaller house. Having a large house is such a burden on your finances, time and thoughts. Not to mention a constant worry.

Finances: We need to be as close to mortgage free before my husband retires.

Time: All I do is clean this place.

Thoughts: There is so many improvements I can do.

Worry: There are always unexpected repairs as well as regular maintenance.

3. Reduce Possessions

My things seem to carry so much mental weight for me. I am a huge worrier. I want to take care of my things. I worry that they will be broken and then I will need to replace them. I also worry that my things will get stolen. I hate going on vacation because I worry about my stuff at home. I know it’s silly but if I plan on travelling once my husband retires, I must be free of this worry to enjoy myself.

As you get older, you definitely think more about your own mortality. You start to think about what is important. And like the saying goes, “you can’t take it with you”. So I’m going to rid myself of things and the stress and worry that goes along with them and create the one thing I can take with me, memories.


Have you found eliminating “stuff” from your life greatly improved your own happiness?

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12 thoughts on “Downsize Your House But Not Your Memories

  1. Crikey, I know I NEED to do this, but every time I think of doing it, I just revolt. The other day I decided I needed to get rid of some of the hundreds of books I own. I mean some of them, like the 1970s encyclopedia medical dictionary is pretty much out of date. Do you think I could do it. No. I get so stressed when things are cluttered, so everything has a place, but when I think about it, every nook and cranny is housing something. That’s clutter isn’t it. Ugh, I need to rethink this thing. Thanks for that :-). xx


  2. I am always trying to follow my own advice, and that of Thoreau, to ‘Simplify! Simplify!’ I enjoy decluttering and organizing. The easiest part, though, is that I don’t have any disposal income so I don’t have to ‘worry’ about how much of it to spend, and on what 😉

    Liked by 1 person

  3. After the kids left school and didn’t need their chauffeur mum (they still love the other roles I do), we went back to a one car couple. When my husband has the car for work, I now catch the bus more and have rediscovered the joy of bike riding. It may take more planning to get to places but this is a skilled I have honed over the years by not only organising my life but that of my kids as well.
    Better for my health, my community, the environment and our finances. Win win win win!

    Liked by 1 person

  4. Good post on an important subject.
    We sit down together and pore over the budget twice a year to make sure we stay on track. The one thing that has always amazed me is how much you can cut when you just accept that you don’t need it and can live without it.

    Liked by 1 person

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